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Singapore Property Trends

Buying Property Without Loan – Smart or Siao(crazy)?

Singaporeans are known to be obsessed with property. In land-scarce Singapore, property is generally regarded as dual-purpose – as a …

Singapore Property Trends

When to go for Fixed or Floating Rates?

When taking up a home loan or mortgage, you may be presented with two different types of packages, Fixed rate …

Singapore Property Trends

Home Protection Scheme and Mortgage Cancellation Scheme

For HDB owners, the Home Protection Scheme (HPS) is something you would be familiar with. If you are using your …

Singapore Property Trends

Quick Guide to Mortgage Home Loan Terms – For the New and Unfamiliar

From someone who either just got their Option to Purchase (OTP) and is looking for a new loan, to someone …

Singapore Property Trends

Tale of A $4-million Home Loan: Why Our Client Ditched His Priority Bank Offer For Ours?

Many of our clients are priority banking customers and very often, they assume they are able to get the best …

Singapore Property Trends

How Does The MAS Medium Term Interest Rate Floor Reduce Your Loan Quantum?

After multiple viewings, you finally decided on the property to purchase and proceed to make an offer. Happily, you contacted …

Singapore Property Trends

Things to look out for when Refinancing your home loan

Private property owners in Singapore typically refinance their home loans every 2-3 years. This is because once your loan is …

Singapore Property Trends

Buying Property For Investment? Avoid Trophy Homes At All Costs!

On and off, we come across news reports of properties transacted at record prices, such as an unit in The …

Singapore Property Trends

I’m a Priority Banking customer, do I still need a mortgage broker to get the best home loan?

As a Priority Banking Customer, you are provided with some benefits from your bank. They can range from preferential rates …

Singapore Property Trends

Should you Reprice, or Refinance your Loans?

So your Loan is out of the lock-in period and the interest rate you are paying on your loan is …

Singapore Property Trends

Is buying a new Executive Condo guaranteed to be profitable?

Buying an Executive Condo is commonly perceived by many Singaporeans as a sure way to make profits, but how true …

Singapore Property Trends

Is getting an Executive Condo more profitable than a Private Condo?

Prices of Executive Condos have risen sharply over the years, with some even seeing close to 100% increase in price …

Singapore Property Trends

My Condo just TOP, should I Refinance?

You bought a newly launched Condo about 3-4 years back and the Condo has now reached TOP (Temporary Occupation Permit) …

Singapore Property Trends

Case Study – How Refinancing saved this lady $17,000 per year

This is one of the recent cases where we helped our client to lower her home loan’s interest rates and …

Singapore Property Trends

Is your Home Loan still pegged to High SIBOR rates?

As at 08 December 2023, there are still 57,000 home owners with SIBOR-pegged home loans who have not switched out …

Singapore Property Trends

Is a 3% interest rate car loan really a 3% interest rate?

The average car loans that you see are often calculated with simple interest, which is far higher when calculated for …

Singapore Property Trends

How High COE Prices can affect your Next Home Loans

Business Times published an interesting article on 1st Jan 2024, High COE prices will not hurt private housing demand, and …