Singaporeans are known to be obsessed with property. In land-scarce Singapore, property is generally regarded as dual-purpose – as a residence and also as an investment asset. In fact, many regard property investment as a surefire way of making profit. You most likely would have come across a certain friend who had made a tidy …
Buying Property Without Loan – Smart or Siao(crazy)? Read More »
When taking up a home loan or mortgage, you may be presented with two different types of packages, Fixed rate packages and Floating rate packages. These two terms would be very familiar to seasoned property owners as they often have to revisit their mortgage broker every 2 or 3 years to refinance and lower their …
For HDB owners, the Home Protection Scheme (HPS) is something you would be familiar with. If you are using your CPF Ordinary Account to pay for your monthly installment, HPS is compulsory. Over the years, it has benefited many families who were able to fully own the HDB they are staying in, after one of …
Home Protection Scheme and Mortgage Cancellation Scheme Read More »
From someone who either just got their Option to Purchase (OTP) and is looking for a new loan, to someone who already has a loan and is looking to refinance, it is common for homeowners to be overwhelmed by the various jargon that pop up during conversations with the bankers or found in their loan …
Quick Guide to Mortgage Home Loan Terms – For the New and Unfamiliar Read More »
